Thursday June 20, 2013
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Personal Checking Accounts

 

Regular Checking Account

Minimum Balance (opening)
 $150.00
Service Charge Per Month
$500.00 or More None
$499.99 and under $10.00
Service Charge for Seniors (age 55 & up) None None

 

Other Fees Associated with Deposit Accounts:
Statement Period Monthly
Balancing of Statement $25.00 per hour $25.00 Minimum
Insufficient Funds Charge $35.00 per item
Stop Payment Charge $35.00 per item
Deposited Check Return Charge $7.00 per item
Overdraft Charge $3.00 per day overdrawn
Dormant Account Charge $5.00 per month if the balance is below $500.00 and there is no customer activity for one year.

 

Closing of an account: If an account is closed within 6 months of the opening date, a service charge of $10.00 will be charged.

Cost of check printing varies depending on the style of checks ordered.

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*Student Checking Account

Minimum Balance (opening) $100.00
Minimum Balance Required to avoid service charge None
Service Charge None
Statement Period Monthly
Balancing of Statement $25.00 per hour
Insufficient Funds Charge $35.00 per item
Stop Payment Charge $35.00 per item
Deposited Check Return Charge $7.00 per item
Overdraft Charge $3.00 per day for each day overdrawn
Standard Checks Free
Dormant Account Charge $5.00 per month if the balance is below $500.00 and there is no customer activity for one year.

*Student Account - is for students high school and college ages 15-25.

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Cost of check printing varies depending on the style of checks ordered.

Closing of an Account: If an account if closed within 6 months of the opening date, a service charge of $10.00 will be charged.