Checking + Interest Accounts
|Minimum Balance (opening)||$1,500.00|
|Minimum Balance Required to Obtain Annual Percentage Yield (APY)||None|
|Interest Rate and APY||Call Customer Service|
|Interest Computation Method||*Daily Balance|
|Balancing of Statement||$25.00 per hour|
|Insufficient Funds Charge||$35.00 per item|
|Stop Payment Charge||$35.00 per item|
|Deposited Check Return Charge||$7.00 per item|
|Overdraft Charge||$3.00 per day overdrawn|
|Dormant Account Charge||$5.00 per month if the balance is below $500.00 and there is no customer activity for one year.|
|Withdrawal/ Transfer Charge||None – We reserve the right to require at least 7 days written notice before any withdrawal or transfer is made.|
Monthly Maintenance Fee for $1,500.00 or more no charge.
Monthly Maintenance Fee for $1,499.99 or less is $15.00.
*Daily balance is determined by the application of a daily periodic rate to the full amount of the principal in the account each day.
On non-cash items interest will begin to accrue on the next business day.
If you close your account before interest is credited, you will not receive the accrued interest.
Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account at any time.
Cost of check printing varies depending on the style of checks ordered.
All Check images are returned at the end of each statement period (monthly).