|Minimum Balance (opening)||$200.00|
|Minimum Balance to avoid service charge||$200.00|
|Interest Rate||Call Customer Service|
|Annual Percentage Yield (APY)||Call Customer Service|
|Minimum Balance required to obtain APY as listed||$200.00|
|Interest Computation Method||*Daily Balance|
|Interest won’t be paid if balance is below||$200.00|
|Dormant Account Charge||$5.00 per month if the balance is below $500.00 and there is no customer activity for three years.|
|Withdrawals||Two per month at no charge, each additional $5.00|
|Closing Account||If an account is closed within 6 months of the opening date, a service charge of $10.00 will be charged..|
On non-cash items interest will begin to accrue on the next business day.
If you close your account before interest is credited, you will not receive the accrued interest.
Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account at any time.
Excessive withdrawals: Each account will be allowed two withdrawals per month. For each additional withdrawal, there will be a service charge of $5.00 each.
Closing of an Account: If an account is closed within 6 months of the opening date, a service charge of $10.00 will be charged.
Minimum Balances: Each account will be required to maintain a minimum balance of $200.00 in the account each day to obtain the APY disclosed. Should the balance fall below $200.00, there will be a service charge of $5.00 per month.
*The Daily Balance is determined by the application of a daily periodic rate to the full amount in the account each day.